Gulf Harbor Homes under $1.25 million

Welcome to Gulf Harbor, a hidden gem nestled along Florida's picturesque coastline. This vibrant community offers a perfect blend of serene waterfront living and a lively social atmosphere, making it an ideal destination for families, retirees, and everyone in between. With its stunning views of the Gulf of Mexico and an abundance of recreational opportunities, Gulf Harbor is not just a place to live; it’s a lifestyle.

The neighborhood features a diverse array of homes, with many available for under $1.25 million. From charming single-family residences to modern townhomes, you’ll find properties that cater to various tastes and budgets. Each home is uniquely designed, often showcasing beautiful architectural details, spacious layouts, and private outdoor spaces perfect for entertaining or enjoying the warm Florida sun.

Gulf Harbor is also known for its exceptional amenities. Residents can indulge in a round of golf at the nearby championship course, take a leisurely stroll along the scenic waterfront, or enjoy a day of fishing and boating in the Gulf. With a strong sense of community, you’ll find friendly neighbors and a calendar filled with local events that foster connection and camaraderie.

Conveniently located near shopping, dining, and entertainment options, Gulf Harbor offers easy access to everything you need while maintaining its tranquil charm. Discover your perfect home in this idyllic neighborhood and experience the best of Florida living in Gulf Harbor—where coastal dreams come true!

Newest Gulf Harbor Homes under $1.25 million

$515,000

3 Beds ⋅ 2 Baths ⋅ 226029485 MLS

Located in the Gulf Harbor neighborhood of Naples, this distinctive home offers a relaxed Southwest Florida setting with a private pool, multiple outdoor living areas, and approximately 1,295 square feet of main living area according to county records. Built in 1999, the home also benefits from a metal roof reportedly installed in 2017. The elevated main living level has received updates over the years and offers comfortable living spaces with plenty of opportunity for the next owner to add their own finishing touches. An upstairs deck overlooks the pool and creates an inviting place to relax, entertain, or enjoy the Florida weather. On the ground level, the property features a two-car garage along with additional entertainment/flex space that remains unfinished following storm damage several years ago. Buyers should anticipate completing repairs and improvements to this area and are strongly encouraged to investigate permitting, intended use, condition, and any applicable flood or insurance considerations as part of their due diligence. The pool and surrounding outdoor areas add to the home's appeal and provide the foundation for creating a wonderful private outdoor retreat. While the property is not directly waterfront, its Gulf Harbor location offers the character and atmosphere of an established Naples neighborhood. Solar panels are currently installed on the property; however, their ownership, financial obligations, functionality, and ultimate disposition are unknown. Buyers should independently investigate all matters related to the solar system. With its updated main living areas, private pool, upstairs deck, metal roof, and flexible ground-level space, this property offers plenty to work with for a buyer ready to complete the remaining improvements and make it their own. Buyers are encouraged to conduct thorough inspections and independently verify the condition and functionality of all systems, components, and improvements. Buyers should verify all information. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing or submitting an offer.

779 Park AVE, Naples

$895,000

3 Beds ⋅ 2 Baths ⋅ 226017988 MLS

HIDDEN GEM NEIGHBORHOOD OFF WIGGINS PASS! REMODELED HOME WITH BOAT RAMP & POOL! 3.3 MILES TO DELNOR-WIGGINS STATE PARK & BEACH ACCESS. NEWLY REMODELED- ROOF, AC, KITCHEN AND BATHS! This waterfront cottage, completely updated, seamlessly blends coastal charm with modern amenities. The white kitchen radiates coastal flair, featuring shiplap ceiling, beam details, stainless steel gas appliances, quartz countertops, and a chic tiled backsplash. Enjoy two fully renovated baths and neutral “wood look” luxury vinyl flooring throughout. The property includes a private boat ramp for easy water access, a wooden dock for fishing, and a screened-in pool with a paver deck. With 61 feet of waterfront, a western exposure, and a quick 15-minute boat ride to the Gulf, it offers an ideal setting for boating enthusiasts. Nestled on a picturesque canal street in Gulf Harbor, this split-level cottage in North Naples boasts a prime location just west of Highway 41, near Wiggins Pass, and a short drive to Mercato, Waterside Shops, 5th Avenue, and Naples’ sunny beaches. With no HOA fees, it also features extra driveway parking and a one-car garage.

1283 Grand Canal DR, Naples

25875 Hickory BLVD Unit 402, Bonita Springs

$935,000

2 Beds ⋅ 2 Baths ⋅ 226014340 MLS ⋅ Gulf Harbor BLDG.

Love boating and beaching and breathtaking views of the bay and the Gulf? Then this is the home for you! A rare gem, this completely updated 2 bedroom, 2 bath Bayfront beauty is directly across from Bonita Beach and it is move-in ready. The spacious, immaculate condo includes a private garage, a private boat slip, two private storage closets and deeded beach access right across the street. The 8 unit, low density building has just two units on each floor with a large breezeway separating the homes. Windows on all four sides of the condo provide an abundance of natural light, and you have no shared walls with neighbors. All living areas boast amazing views of the bay and the Gulf, with all the flora and fauna SWFLA has to offer! Relax on your lanai and enjoy dolphins and manatees swimming in your own backyard! Nothing to do but enjoy life here as everything has been done! The home has been updated with a soothing coastal decor and tasteful upgrades --The easy care wood-look plank tile flooring flowing throughout, the beautiful custom cabinetry and granite countertops in the kitchen and baths, and crown molding finishes. The primary bedroom has a private balcony with a view of the Gulf for enjoying that morning cup of coffee or watching sunset with a relaxing evening beverage. The ensuite bathroom has a spacious walk-in closet, raised vanity with granite countertop and dual sinks, a tiled shower and a linen closet. The guest area of the home offers lots of privacy for overnight visitors. The spacious bedroom accommodates two queen beds and a walk-in closet for extra storage. The guest bath has a raised vanity with granite countertop and tiled shower. The wrap-around lanai is perfect for relaxing and watching the watercraft and wildlife. You will have peace of mind with the new top-of-the line geothermal HVAC system, new hot water heater, and especially with all the new impact windows and doors. Storm shutters on the lanai provide additional storm protection. Even the floor of the private garage has been enhanced with a beautiful epoxy coating. The private boat slip awaits your watercraft for back bay and Gulf adventures with Gulf access just a few minutes away. Or venture to the beach across the street for shelling and breathtaking sunsets. The Gulf Harbor complex has had a total storm recovery that includes new docks, new elevator, new roof, new lobby entry system, new landscaping, and refinished saltwater pool and spa plus much, much more. Deeded Beach access is right across the street. Gulf Harbor is pet-friendly complex located on the quiet north end of Little Hickory Island, home of beautiful Bonita Beach. The condo boasts amazing views to the east, south and west, and is one of the largest 2 bedroom, 2 bath condos available in the area. It's being sold turnkey and is move-in ready -- Add the private boat slip, private attached garage, 2 private storage closets, and deeded beach access, this is the one! Your next home in paradise!

25875 Hickory BLVD Unit 402, Bonita Springs

$1,249,000

2 Beds ⋅ 1 Baths ⋅ 226010890 MLS

Positioned just one lot from the end of the canal, the Sand Dollar Cottage enjoys breathtaking views toward the Cocohatchee River while offering direct Gulf access within minutes. Rebuilt to reflect the original 1960s Mackle Brothers South Florida coastal philosophy, this residence blends architectural heritage with artful craftsmanship. Raised porches crafted from hand-laid sea glass, fossil stone, and mosaic elements create a striking welcome, complemented by 8-inch half-round architectural gutters and period-correct rain chains. A standing-seam roof of high-gauge metal, and PGT impact resistant windows and doors provide both style and peace of mind. Existing pilings allow for dock installation in the original footprint, and a matching boathouse structure offers flexibility for storage, entertaining, or a waterfront bar concept. Inside, the coastal fishing cabin ambiance is elevated through exposed wrapped beams, horizontal whitewashed ceiling planks, and layered up lighting designed to emulate vintage gaslight warmth. Level 5 Cambria quartz countertops wrap the kitchen, complemented by custom cubbies with barrister doors for wine and specialty drinkware. Appliances include a three-burner induction cooktop, beverage refrigerator, convection oven with air fry and broil functions, and thoughtfully integrated workstation pass-through. Two fireplaces with concrete hearths are approved for insert conversion, while vaulted rod holders and curated mid-century furnishings enhance the thematic cohesion. The primary suite boasts a 12-foot vaulted ceiling, and the bath showcases dimensional tilework with a glass-wall shower and built-in cabinetry. Wall-mounted pivoting fans add both function and aesthetic detail. With no community rental restrictions and exceptional character rarely found on Naples waterfront, this cottage presents an outstanding opportunity as a personal retreat, guest overflow residence, or high-performing short-term rental investment.

1278 Rainbow CT, Naples

$1,179,000

2 Beds ⋅ 1 Baths ⋅ 226010892 MLS

A rare and iconic waterfront retreat, the Coral Sandcastle Cottage captures the spirit of 1960s South Florida living, thoughtfully rebuilt to honor the original design principles of the famed Mackle Brothers known for their timeless Biscayne Bay architecture. Perfectly positioned on a canal that opens directly to the mouth of the Cocohatchee River, this property offers quick access to the Gulf within minutes and is surrounded by 3,000 acres of protected mangroves and estuary, home to extraordinary birdlife throughout the winter months. The exterior is a private oasis featuring 20 tons of imported sand creating your own beach, an expansive hardscape porch that nearly doubles the living space into the outdoors, and a 20’ x 12’ seafoam retractable awning covering the carport for flexible shaded parking or entertaining. Existing pilings allow for easy dock placement, accommodating a sizeable vessel with deep water access. A standing-seam roof of high-gauge metal, and PGT impact resistant windows and doors provide both style and peace of mind. Inside, the charming vintage cottage aesthetic shines with period-correct furnishings, craftsman-style moldings, custom Hinkley lighting, and a seamless open-concept living, dining, and kitchen area with bar-height seating. Leathered granite countertops resist fingerprints, while a vintage Sarasota Country Club server adds authentic character. Both bedrooms are generously sized, complemented by a large bath, extra hallway storage, washer and dryer hookups, and a layout that lives comfortably like a high-rise condo. Modern upgrades include brand-new central air systems with heat pumps and professionally installed tankless hot water heaters. With no community rental restrictions, a rarity for Naples waterfront, and strong social media recognition, this meticulously curated cottage offers exceptional immediate vacation rental income potential along with long-term investment upside, especially with the U.S. Army Corps of Engineers scheduled dredging of the Cocohatchee River in 2027.

1290 Venetian WAY, Naples

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.